First Half Financial

Retirement planning, made simple

Get ready for your second half.

Four short steps take you from “where do I stand?” to a clear number, a funded account and a next step. No jargon, no spreadsheets, and nothing to install.

Create your free account See how it works

A free account is all you need to start: an email address and a password.

  • Free to use
  • About 10 minutes to your first number
  • Works on your phone
  • You choose who sees your plan
Your planExample
1
Your goalsR5,000 a month saved for retirement
2
Your numberYour number is set
3
The real picture1 of 2 accounts funded
4
GraduateYour next step opens at 100
Readiness Score75 / 100

Four steps, one at a time.

Each step is a single screen. Rough figures are fine, and you can change any answer later. Your first number takes about 10 minutes; the rest happens at your own pace, month by month.

  1. Stage 1

    Set your goal

    Choose how much to put aside for retirement each month. One goal, one habit.

  2. Stage 2

    Find your number

    See what you would like in retirement, what you are on track for, and the gap, in today’s money.

  3. Stage 3

    See the real picture

    See what a TFSA and a retirement annuity each mean in your own numbers, and capture your net worth.

  4. Stage 4

    Choose what’s next

    Carry on with Halftime Financial, be introduced to a planner you pick, or stay right here.

Easy to start, easy to trust.

No jargon

Plain words, and a short “help me decide” note wherever a number is a judgement call.

Rough is fine

Start with what you know. You can refine it as you go, and nothing needs a spreadsheet.

You stay in control

Nothing is shared with anyone unless you say so. A planner introduction needs your clear consent.

Ready when you are.

It is free to use, and a free account is all you need.

Create your free account

For financial planners

Meet people who have already taken the first steps.

People who finish First Half have set a goal, worked out their retirement number and opened or funded an account. When one asks to be introduced, you receive a plan summary by email, with their consent recorded.

Interested in being a partner? Write to us and we will tell you how it works. winning@halftimefinancial.io Email us